Insurance Basics
20 articles
What types of home insurance policies exist and what do they cover?
What are the main coverages in a homeowners policy?
What is replacement cost versus actual cash value?
Why can’t I choose my own dwelling-coverage amount?
How do deductibles work?
What is a standard hurricane deductible?
Why doesn’t force-placed insurance count as prior coverage?
Key terms glossary - Home Insurance
What coverages does an auto policy include?
Will my rate go up if I file a claim?
Do I have to list everyone in my household on an auto policy?
Can I insure a car that isn’t in my name?
Can I drive someone else’s car with my insurance?
Do I have to pay a deductible if the accident wasn’t my fault?
What’s an SR-22 or FR-44 filing?
Can I use my insurance out of state?
Key terms glossary - Auto Insurance